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Knoxville Mortgage Calculator

Estimate your true cost of homeownership in Knoxville with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,262
P&I Payment$1,873
Taxes & Ins$215
Utilities$173
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Mortgage Details

$370,481
Local Median: $370,481
$74,096 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,262

Monthly Breakdown

Principal & Interest
$1,873
Property Taxes
$116
Homeowners Ins.
$99
Utilities
$173

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$378,022

Local Housing Facts for Knoxville

  • ·Median home value: $370,481 (adjusted for current market conditions)
  • ·Est. property taxes: $1,391/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,191/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,081/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Knoxville?

Based on the local median home value, estimated real estate property taxes in Knoxville are around $1,391 per year.

What is the average home price in Knoxville?

The median home value in Knoxville is currently estimated at $370,481.

How much does homeowners insurance cost in Knoxville?

For a median priced home, homeowners insurance in Knoxville averages around $1,191 annually.

What is the true total cost of owning a home in Knoxville?

True homeownership costs go beyond principal and interest. In Knoxville, a typical homeowner with a median-priced home of $370,481 can expect to pay roughly $1,391/yr in property taxes, $1,191/yr for homeowners insurance, and $2,081/yr in energy utilities. That adds approximately $389 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.