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Learn about the people, housing, costs and businesses in Kramer, Indiana
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Kramer.
True all-in cost — P&I, taxes, insurance & utilities for homes in Kramer.
Find and compare lenders active near Kramer.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Kramer.
Seismic risk and earthquake insurance estimates for Kramer.
Wildfire exposure and insurance estimates for Kramer.
As of today, the 30-year fixed mortgage rate for Kramer is approximately 6.970% (7.012% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for KramerThe median home value in Kramer is $235k. The median monthly rent is $920. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Kramer have increased 8.0% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $986/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $42k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Kramer is $91k/year.
Calculate your buying powerThe largest employment sectors in Kramer are public administration (25%) and retail (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.