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Learn about the people, housing, costs and businesses in Kulm, North Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Kulm.
True all-in cost — P&I, taxes, insurance & utilities for homes in Kulm.
Find and compare lenders active near Kulm.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Kulm.
Seismic risk and earthquake insurance estimates for Kulm.
Wildfire exposure and insurance estimates for Kulm.
As of today, the 30-year fixed mortgage rate for Kulm is approximately 6.841% (6.875% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for KulmThe median home value in Kulm is $110k. The median monthly rent is $617. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $671/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $29k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Kulm is $77k/year.
Calculate your buying powerThe largest employment sectors in Kulm are public administration (31%) and healthcare (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.