Safe Rate Local
Learn about the people, housing, costs and businesses in La Crosse, Wisconsin
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in La Crosse.
True all-in cost — P&I, taxes, insurance & utilities for homes in La Crosse.
Find and compare lenders active near La Crosse.
FEMA flood zones and flood insurance estimates for La Crosse.
Seismic risk and earthquake insurance estimates for La Crosse.
Wildfire exposure and insurance estimates for La Crosse.
As of today, the 30-year fixed mortgage rate for La Crosse is approximately 6.989% (7.039% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for La CrosseThe median home value in La Crosse is $212k. The median monthly rent is $1,083. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in La Crosse have increased 15.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,115/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $48k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in La Crosse is $59k/year.
Calculate your buying powerThe largest employment sectors in La Crosse are public administration (30%) and retail (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.