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Learn about the people, housing, costs and businesses in La Moca Ranch, Texas
Real local data across mortgage, insurance, natural hazard, and place.
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in La Moca Ranch.
True all-in cost — P&I, taxes, insurance & utilities for homes in La Moca Ranch.
Find and compare lenders active near La Moca Ranch.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for La Moca Ranch.
Seismic risk and earthquake insurance estimates for La Moca Ranch.
Wildfire exposure and insurance estimates for La Moca Ranch.
As of today, the 30-year fixed mortgage rate for La Moca Ranch is approximately 6.805% (6.838% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for La Moca RanchThe median home value in La Moca Ranch is $184k. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in La Moca Ranch have increased 12.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $472/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $20k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in La Moca Ranch is $79k/year.
Calculate your buying powerThe largest employment sectors in La Moca Ranch are healthcare (14%) and public administration (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.