Local
Learn about the people, housing, costs and businesses in La Paloma-Lost Creek, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in La Paloma-Lost Creek.
True all-in cost — P&I, taxes, insurance & utilities for homes in La Paloma-Lost Creek.
Find and compare lenders active near La Paloma-Lost Creek.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for La Paloma-Lost Creek.
Seismic risk and earthquake insurance estimates for La Paloma-Lost Creek.
Wildfire exposure and insurance estimates for La Paloma-Lost Creek.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for La Paloma-Lost Creek is approximately 7.023% (7.067% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for La Paloma-Lost CreekThe median home value in La Paloma-Lost Creek is $161k. The median monthly rent is $907. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in La Paloma-Lost Creek have increased 7.1% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $627/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $27k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in La Paloma-Lost Creek is $65k/year.
Calculate your buying powerThe largest employment sectors in La Paloma-Lost Creek are public administration (35%) and agriculture and mining (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.