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Learn about the people, housing, costs and businesses in La Paz Valley, Arizona
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in La Paz Valley.
True all-in cost — P&I, taxes, insurance & utilities for homes in La Paz Valley.
Find and compare lenders active near La Paz Valley.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for La Paz Valley.
Seismic risk and earthquake insurance estimates for La Paz Valley.
Wildfire exposure and insurance estimates for La Paz Valley.
As of today, the 30-year fixed mortgage rate for La Paz Valley is approximately 6.966% (7.005% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for La Paz ValleyThe median home value in La Paz Valley is $201k. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in La Paz Valley have decreased 3.2% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $646/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $28k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in La Paz Valley is $49k/year.
Calculate your buying powerThe largest employment sectors in La Paz Valley are public administration (20%) and retail (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.