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Learn about the people, housing, costs and businesses in La Plata R-II, Missouri
Real local data across mortgage, insurance, natural hazard, and place.
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in La Plata R-II.
True all-in cost — P&I, taxes, insurance & utilities for homes in La Plata R-II.
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Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for La Plata R-II.
Seismic risk and earthquake insurance estimates for La Plata R-II.
Wildfire exposure and insurance estimates for La Plata R-II.
As of today, the 30-year fixed mortgage rate for La Plata R-II is approximately 6.925% (6.962% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for La Plata R-IIThe median home value in La Plata R-II is $238k. The median monthly rent is $934. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in La Plata R-II have increased 24.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $958/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $41k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in La Plata R-II is $73k/year.
Calculate your buying powerThe largest employment sectors in La Plata R-II are public administration (23%) and healthcare (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.