Local
Learn about the people, housing, costs and businesses in Lagunita, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Lagunita.
True all-in cost — P&I, taxes, insurance & utilities for homes in Lagunita.
Find and compare lenders active near Lagunita.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Lagunita.
Seismic risk and earthquake insurance estimates for Lagunita.
Wildfire exposure and insurance estimates for Lagunita.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Lagunita is approximately 6.823% (6.856% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for LagunitaThe median home value in Lagunita is $878k. The median monthly rent is $1,948. Annual property taxes average $6k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Lagunita have increased 4.4% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,224/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $95k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Lagunita is $117k/year.
Calculate your buying powerThe largest employment sectors in Lagunita are public administration (31%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.