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Cost of Living in Lahaina

Is it better to rent or buy in Lahaina? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$94,174
$2,196/mo

Median in area: $2,196

$902,229

Median in area: $902,229

$180,446

If you Rent

$2,465 /mo
Base Rent$2,196
Est. Utilities$269
% of Income31.4%
Pre-tax Residual$5,383

If you Buy

$5,248 /mo
P&I (6.91%)$4,758
Taxes & Ins$221
Est. Utilities$269
% of Income66.9%
Pre-tax Residual$2,599

Cost of Living FAQs

Is it cheaper to rent or buy in Lahaina?

Based on median housing data, renting is currently more affordable on a monthly basis in Lahaina. The estimated all-in monthly cost for renting is $2,465, while owning a median-priced home with a 20% down payment is roughly $5,248 per month (a difference of $2,783).

How much do utilities cost in Lahaina?

The average monthly utility cost (electricity and natural gas) for a typical home in Lahaina is approximately $269. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Lahaina?

To comfortably afford the median rent and utilities in Lahaina without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $98,600 per year.