Safe Rate Local
Learn about the people, housing, costs and businesses in Lake Holiday, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Lake Holiday.
True all-in cost — P&I, taxes, insurance & utilities for homes in Lake Holiday.
Find and compare lenders active near Lake Holiday.
FEMA flood zones and flood insurance estimates for Lake Holiday.
Seismic risk and earthquake insurance estimates for Lake Holiday.
Wildfire exposure and insurance estimates for Lake Holiday.
As of today, the 30-year fixed mortgage rate for Lake Holiday is approximately 6.938% (6.945% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Lake HolidayThe median home value in Lake Holiday is $260k. The median monthly rent is $1,278. Annual property taxes average $5k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Lake Holiday have increased 14.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,429/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $61k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Lake Holiday is $104k/year.
Calculate your buying powerThe largest employment sectors in Lake Holiday are public administration (29%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.