Local
Learn about the people, housing, costs and businesses in Lake Hopatcong, New Jersey
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Lake Hopatcong.
True all-in cost — P&I, taxes, insurance & utilities for homes in Lake Hopatcong.
Find and compare lenders active near Lake Hopatcong.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Lake Hopatcong.
Seismic risk and earthquake insurance estimates for Lake Hopatcong.
Wildfire exposure and insurance estimates for Lake Hopatcong.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Lake Hopatcong is approximately 6.860% (6.895% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Lake HopatcongThe median home value in Lake Hopatcong is $426k. The median monthly rent is $1,664. Annual property taxes average $9k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Lake Hopatcong have increased 15.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,040/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $87k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Lake Hopatcong is $121k/year.
Calculate your buying powerThe largest employment sectors in Lake Hopatcong are public administration (24%) and healthcare (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.