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Lake Odessa Mortgage Calculator

Estimate your true cost of homeownership in Lake Odessa with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,671

P&I Payment$1,130

Taxes & Ins$302

Utilities$239

Also calculate:FHA Calculator VA Calculator

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Mortgage Details

Home Price$214,608

Local Median: $214,608

Down Payment$42,922 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$2,563

Homeowners Ins. / yr$1,060

Include Flood InsuranceOptional

Estimated based on Lake Odessa FEMA risk profiles.

Include Est. Utilities$2,865/yr

Based on DOE LEAD data for Lake Odessa.

Monthly$1,671

Monthly Breakdown

Principal & Interest

$1,130

Property Taxes

$214

Homeowners Ins.

$88

Utilities

$239

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$235,086

Local Housing Facts for Lake Odessa

·Median home value: $214,608 (adjusted for current market conditions)
·Est. property taxes: $2,563/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,060/yr — based on local per-$1K premium rates
·Energy utilities: $2,865/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lake Odessa?

Based on the local median home value, estimated real estate property taxes in Lake Odessa are around $2,563 per year.

What is the average home price in Lake Odessa?

The median home value in Lake Odessa is currently estimated at $214,608.

How much does homeowners insurance cost in Lake Odessa?

For a median priced home, homeowners insurance in Lake Odessa averages around $1,060 annually.

What is the true total cost of owning a home in Lake Odessa?

True homeownership costs go beyond principal and interest. In Lake Odessa, a typical homeowner with a median-priced home of $214,608 can expect to pay roughly $2,563/yr in property taxes, $1,060/yr for homeowners insurance, and $2,865/yr in energy utilities. That adds approximately $541 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.