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Lake St. Croix Beach Mortgage Calculator

Estimate your true cost of homeownership in Lake St. Croix Beach with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,695
P&I Payment$1,982
Taxes & Ins$474
Utilities$240
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Mortgage Details

$377,180
Local Median: $377,180
$75,436 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,695

Monthly Breakdown

Principal & Interest
$1,982
Property Taxes
$271
Homeowners Ins.
$203
Utilities
$240

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$411,791

Local Housing Facts for Lake St. Croix Beach

  • ·Median home value: $377,180 (adjusted for current market conditions)
  • ·Est. property taxes: $3,251/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,436/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,874/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lake St. Croix Beach?

Based on the local median home value, estimated real estate property taxes in Lake St. Croix Beach are around $3,251 per year.

What is the average home price in Lake St. Croix Beach?

The median home value in Lake St. Croix Beach is currently estimated at $377,180.

How much does homeowners insurance cost in Lake St. Croix Beach?

For a median priced home, homeowners insurance in Lake St. Croix Beach averages around $2,436 annually.

What is the true total cost of owning a home in Lake St. Croix Beach?

True homeownership costs go beyond principal and interest. In Lake St. Croix Beach, a typical homeowner with a median-priced home of $377,180 can expect to pay roughly $3,251/yr in property taxes, $2,436/yr for homeowners insurance, and $2,874/yr in energy utilities. That adds approximately $713 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.