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Lake Stevens Mortgage Calculator

Estimate your true cost of homeownership in Lake Stevens with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,232
P&I Payment$3,554
Taxes & Ins$513
Utilities$165
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Mortgage Details

$679,974
Local Median: $679,974
$135,995 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,232

Monthly Breakdown

Principal & Interest
$3,554
Property Taxes
$436
Homeowners Ins.
$77
Utilities
$165

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$735,312

Local Housing Facts for Lake Stevens

  • ·Median home value: $679,974 (adjusted for current market conditions)
  • ·Est. property taxes: $5,235/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $925/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,983/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lake Stevens?

Based on the local median home value, estimated real estate property taxes in Lake Stevens are around $5,235 per year.

What is the average home price in Lake Stevens?

The median home value in Lake Stevens is currently estimated at $679,974.

How much does homeowners insurance cost in Lake Stevens?

For a median priced home, homeowners insurance in Lake Stevens averages around $925 annually.

What is the true total cost of owning a home in Lake Stevens?

True homeownership costs go beyond principal and interest. In Lake Stevens, a typical homeowner with a median-priced home of $679,974 can expect to pay roughly $5,235/yr in property taxes, $925/yr for homeowners insurance, and $1,983/yr in energy utilities. That adds approximately $679 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.