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Learn about the people, housing, costs and businesses in Lamar, Oklahoma
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Lamar.
True all-in cost — P&I, taxes, insurance & utilities for homes in Lamar.
Find and compare lenders active near Lamar.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Lamar.
Seismic risk and earthquake insurance estimates for Lamar.
Wildfire exposure and insurance estimates for Lamar.
As of today, the 30-year fixed mortgage rate for Lamar is approximately 6.883% (6.919% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for LamarThe median home value in Lamar is $157k. The median monthly rent is $705. Annual property taxes average $924. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Lamar have increased 56.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $566/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $24k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Lamar is $57k/year.
Calculate your buying powerThe largest employment sectors in Lamar are public administration (19%) and healthcare (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.