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Learn about the people, housing, costs and businesses in Lapeer, Michigan
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Lapeer.
True all-in cost — P&I, taxes, insurance & utilities for homes in Lapeer.
Find and compare lenders active near Lapeer.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Lapeer.
Seismic risk and earthquake insurance estimates for Lapeer.
Wildfire exposure and insurance estimates for Lapeer.
As of today, the 30-year fixed mortgage rate for Lapeer is approximately 7.013% (7.053% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for LapeerThe median home value in Lapeer is $181k. The median monthly rent is $993. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Lapeer have increased 10.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $983/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $42k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Lapeer is $52k/year.
Calculate your buying powerThe largest employment sectors in Lapeer are retail (21%) and public administration (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.