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Learn about the people, housing, costs and businesses in Laredo Ranchettes, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Laredo Ranchettes.
True all-in cost — P&I, taxes, insurance & utilities for homes in Laredo Ranchettes.
Find and compare lenders active near Laredo Ranchettes.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Laredo Ranchettes.
Seismic risk and earthquake insurance estimates for Laredo Ranchettes.
Wildfire exposure and insurance estimates for Laredo Ranchettes.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Laredo Ranchettes is approximately 6.946% (6.984% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Laredo RanchettesThe median home value in Laredo Ranchettes is $203k. The median monthly rent is $1,429. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Laredo Ranchettes have increased 28.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,035/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $44k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Laredo Ranchettes is $77k/year.
Calculate your buying powerThe largest employment sectors in Laredo Ranchettes are public administration (20%) and information and media (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.