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Cost of Living in Larimer County

Is it better to rent or buy in Larimer County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$97,472
$1,808/mo

Median in area: $1,808

$559,573

Median in area: $559,573

$111,915

If you Rent

🔑
$1,964 /mo
Base Rent$1,808
Est. Utilities$156
% of Income24.2%
Pre-tax Residual$6,159

If you Buy

🏠
$3,504 /mo
P&I (6.921%)$2,955
Taxes & Ins$393
Est. Utilities$156
% of Income43.1%
Pre-tax Residual$4,619

Compare Nearby Areas

See how Larimer County stacks up against neighboring areas.

countyGrand County, CO
$1,342/mo
countyBoulder County, CO
$2,159/mo
countyAlbany County, WY
$1,025/mo
countyJackson County, CO
$1,701/mo
countyWeld County, CO
$1,795/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Larimer County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Larimer County. The estimated all-in monthly cost for renting is $1,964, while owning a median-priced home with a 20% down payment is roughly $3,504 per month (a difference of $1,540).

How much do utilities cost in Larimer County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Larimer County is approximately $156. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Larimer County?›

To comfortably afford the median rent and utilities in Larimer County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $78,560 per year.