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Laurel Park Mortgage Calculator

Estimate your true cost of homeownership in Laurel Park with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,265
P&I Payment$945
Taxes & Ins$122
Utilities$199
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Mortgage Details

$178,969
Local Median: $178,969
$35,794 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,265

Monthly Breakdown

Principal & Interest
$945
Property Taxes
$64
Homeowners Ins.
$58
Utilities
$199

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$197,046

Local Housing Facts for Laurel Park

  • ·Median home value: $178,969 (adjusted for current market conditions)
  • ·Est. property taxes: $769/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $693/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,382/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Laurel Park?

Based on the local median home value, estimated real estate property taxes in Laurel Park are around $769 per year.

What is the average home price in Laurel Park?

The median home value in Laurel Park is currently estimated at $178,969.

How much does homeowners insurance cost in Laurel Park?

For a median priced home, homeowners insurance in Laurel Park averages around $693 annually.

What is the true total cost of owning a home in Laurel Park?

True homeownership costs go beyond principal and interest. In Laurel Park, a typical homeowner with a median-priced home of $178,969 can expect to pay roughly $769/yr in property taxes, $693/yr for homeowners insurance, and $2,382/yr in energy utilities. That adds approximately $320 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.