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Lawtey Mortgage Calculator

Estimate your true cost of homeownership in Lawtey with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,606
P&I Payment$1,201
Taxes & Ins$214
Utilities$191
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Mortgage Details

$226,985
Local Median: $226,985
$45,397 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,606

Monthly Breakdown

Principal & Interest
$1,201
Property Taxes
$80
Homeowners Ins.
$134
Utilities
$191

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$250,744

Local Housing Facts for Lawtey

  • ·Median home value: $226,985 (adjusted for current market conditions)
  • ·Est. property taxes: $964/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,603/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,297/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lawtey?

Based on the local median home value, estimated real estate property taxes in Lawtey are around $964 per year.

What is the average home price in Lawtey?

The median home value in Lawtey is currently estimated at $226,985.

How much does homeowners insurance cost in Lawtey?

For a median priced home, homeowners insurance in Lawtey averages around $1,603 annually.

What is the true total cost of owning a home in Lawtey?

True homeownership costs go beyond principal and interest. In Lawtey, a typical homeowner with a median-priced home of $226,985 can expect to pay roughly $964/yr in property taxes, $1,603/yr for homeowners insurance, and $2,297/yr in energy utilities. That adds approximately $405 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.