Get & compare mortgage quotes anonymously from local lenders — no phone number, no SSN.Start in My Home

Local

Lead-Deadwood School District 40-1 Mortgage Calculator

Estimate your true cost of homeownership in Lead-Deadwood School District 40-1 with localized property taxes, insurance, and utility data.

← Back to Lead-Deadwood School District 40-1 Hub

Est. Total Monthly Cost

$2,400

P&I Payment$1,860

Taxes & Ins$327

Utilities$212

Also calculate:FHA Calculator VA Calculator

Next steps

Take this Lead-Deadwood School District 40-1 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over time Find lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

Home Price$353,194

Local Median: $353,194

Down Payment$70,639 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$2,169

Homeowners Ins. / yr$1,757

Include Flood InsuranceOptional

Estimated based on Lead-Deadwood School District 40-1 FEMA risk profiles.

Include Est. Utilities$2,547/yr

Based on DOE LEAD data for Lead-Deadwood School District 40-1.

Monthly$2,400

Monthly Breakdown

Principal & Interest

$1,860

Property Taxes

$181

Homeowners Ins.

$146

Utilities

$212

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$387,100

Local Housing Facts for Lead-Deadwood School District 40-1

·Median home value: $353,194 (adjusted for current market conditions)
·Est. property taxes: $2,169/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,757/yr — based on local per-$1K premium rates
·Energy utilities: $2,547/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lead-Deadwood School District 40-1?

Based on the local median home value, estimated real estate property taxes in Lead-Deadwood School District 40-1 are around $2,169 per year.

What is the average home price in Lead-Deadwood School District 40-1?

The median home value in Lead-Deadwood School District 40-1 is currently estimated at $353,194.

How much does homeowners insurance cost in Lead-Deadwood School District 40-1?

For a median priced home, homeowners insurance in Lead-Deadwood School District 40-1 averages around $1,757 annually.

What is the true total cost of owning a home in Lead-Deadwood School District 40-1?

True homeownership costs go beyond principal and interest. In Lead-Deadwood School District 40-1, a typical homeowner with a median-priced home of $353,194 can expect to pay roughly $2,169/yr in property taxes, $1,757/yr for homeowners insurance, and $2,547/yr in energy utilities. That adds approximately $539 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.