Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Ledyard

Learn about the people, housing, costs and businesses in Ledyard, Iowa

Median Home$67,400
Median Rent$499/month
Population103
Leading IndustriesConstruction · Agriculture & Mining · Transportation19% construction
Home Value Growth⬆⬆+14.9% over 2 years
Retirees31% of residentswell above average
Homeowners81% of occupied units
NotableAffordable Market$67k median home · lower cost than 99% of the country
Ledyard
IA

Frequently Asked Questions

What are today's mortgage rates in Ledyard?

As of today, the 30-year fixed mortgage rate for Ledyard is approximately 6.978% (7.020% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.

View current rates for Ledyard
What is the median home price in Ledyard?

The median home value in Ledyard is $67k. The median monthly rent is $499. Annual property taxes average $786. Home values are based on U.S. Census Bureau American Community Survey estimates.

Are home values rising in Ledyard?

Home values in Ledyard have increased 14.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.

How much income do you need to buy a home in Ledyard?

Based on a typical all-in ownership cost of $568/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $24k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Ledyard is $63k/year.

Calculate your buying power
What industries drive the economy in Ledyard?

The largest employment sectors in Ledyard are public administration (21%) and agriculture and mining (19%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.