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Lemay Mortgage Calculator

Estimate your true cost of homeownership in Lemay with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,383
P&I Payment$962
Taxes & Ins$241
Utilities$181
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Mortgage Details

$180,811
Local Median: $180,811
$36,162 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,383

Monthly Breakdown

Principal & Interest
$962
Property Taxes
$165
Homeowners Ins.
$76
Utilities
$181

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$201,518

Local Housing Facts for Lemay

  • ·Median home value: $180,811 (adjusted for current market conditions)
  • ·Est. property taxes: $1,983/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $910/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,167/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lemay?

Based on the local median home value, estimated real estate property taxes in Lemay are around $1,983 per year.

What is the average home price in Lemay?

The median home value in Lemay is currently estimated at $180,811.

How much does homeowners insurance cost in Lemay?

For a median priced home, homeowners insurance in Lemay averages around $910 annually.

What is the true total cost of owning a home in Lemay?

True homeownership costs go beyond principal and interest. In Lemay, a typical homeowner with a median-priced home of $180,811 can expect to pay roughly $1,983/yr in property taxes, $910/yr for homeowners insurance, and $2,167/yr in energy utilities. That adds approximately $422 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.