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Lewes Mortgage Calculator

Estimate your true cost of homeownership in Lewes with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$5,202
P&I Payment$4,517
Taxes & Ins$431
Utilities$254
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Mortgage Details

$863,425
Local Median: $863,425
$172,685 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,202

Monthly Breakdown

Principal & Interest
$4,517
Property Taxes
$134
Homeowners Ins.
$297
Utilities
$254

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$935,351

Local Housing Facts for Lewes

  • ·Median home value: $863,425 (adjusted for current market conditions)
  • ·Est. property taxes: $1,609/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $3,564/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,049/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lewes?

Based on the local median home value, estimated real estate property taxes in Lewes are around $1,609 per year.

What is the average home price in Lewes?

The median home value in Lewes is currently estimated at $863,425.

How much does homeowners insurance cost in Lewes?

For a median priced home, homeowners insurance in Lewes averages around $3,564 annually.

What is the true total cost of owning a home in Lewes?

True homeownership costs go beyond principal and interest. In Lewes, a typical homeowner with a median-priced home of $863,425 can expect to pay roughly $1,609/yr in property taxes, $3,564/yr for homeowners insurance, and $3,049/yr in energy utilities. That adds approximately $685 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.