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Lewiston-Altura Public Mortgage Calculator

Estimate your true cost of homeownership in Lewiston-Altura Public with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,313

P&I Payment$880

Taxes & Ins$233

Utilities$201

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Mortgage Details

Home Price$165,518

Local Median: $165,518

Down Payment$33,104 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$1,888

Homeowners Ins. / yr$910

Include Flood InsuranceOptional

Estimated based on Lewiston-Altura Public FEMA risk profiles.

Include Est. Utilities$2,408/yr

Based on DOE LEAD data for Lewiston-Altura Public.

Monthly$1,313

Monthly Breakdown

Principal & Interest

$880

Property Taxes

$157

Homeowners Ins.

$76

Utilities

$201

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$184,218

Local Housing Facts for Lewiston-Altura Public

·Median home value: $165,518 (adjusted for current market conditions)
·Est. property taxes: $1,888/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $910/yr — based on local per-$1K premium rates
·Energy utilities: $2,408/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lewiston-Altura Public?

Based on the local median home value, estimated real estate property taxes in Lewiston-Altura Public are around $1,888 per year.

What is the average home price in Lewiston-Altura Public?

The median home value in Lewiston-Altura Public is currently estimated at $165,518.

How much does homeowners insurance cost in Lewiston-Altura Public?

For a median priced home, homeowners insurance in Lewiston-Altura Public averages around $910 annually.

What is the true total cost of owning a home in Lewiston-Altura Public?

True homeownership costs go beyond principal and interest. In Lewiston-Altura Public, a typical homeowner with a median-priced home of $165,518 can expect to pay roughly $1,888/yr in property taxes, $910/yr for homeowners insurance, and $2,408/yr in energy utilities. That adds approximately $434 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.