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Lewiston Mortgage Calculator

Estimate your true cost of homeownership in Lewiston with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,926
P&I Payment$1,311
Taxes & Ins$323
Utilities$292
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Mortgage Details

$245,714
Local Median: $245,714
$49,143 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,926

Monthly Breakdown

Principal & Interest
$1,311
Property Taxes
$217
Homeowners Ins.
$106
Utilities
$292

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$275,375

Local Housing Facts for Lewiston

  • ·Median home value: $245,714 (adjusted for current market conditions)
  • ·Est. property taxes: $2,605/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,275/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,499/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lewiston?

Based on the local median home value, estimated real estate property taxes in Lewiston are around $2,605 per year.

What is the average home price in Lewiston?

The median home value in Lewiston is currently estimated at $245,714.

How much does homeowners insurance cost in Lewiston?

For a median priced home, homeowners insurance in Lewiston averages around $1,275 annually.

What is the true total cost of owning a home in Lewiston?

True homeownership costs go beyond principal and interest. In Lewiston, a typical homeowner with a median-priced home of $245,714 can expect to pay roughly $2,605/yr in property taxes, $1,275/yr for homeowners insurance, and $3,499/yr in energy utilities. That adds approximately $615 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.