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Lewiston Mortgage Calculator

Estimate your true cost of homeownership in Lewiston with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$2,062

P&I Payment$1,446

Taxes & Ins$408

Utilities$208

Also calculate:FHA Calculator VA Calculator

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Mortgage Details

Home Price$271,239

Local Median: $271,239

Down Payment$54,248 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$4,156

Homeowners Ins. / yr$745

Include Flood InsuranceOptional

Estimated based on Lewiston FEMA risk profiles.

Include Est. Utilities$2,493/yr

Based on DOE LEAD data for Lewiston.

Monthly$2,062

Monthly Breakdown

Principal & Interest

$1,446

Property Taxes

$346

Homeowners Ins.

$62

Utilities

$208

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$303,667

Local Housing Facts for Lewiston

·Median home value: $271,239 (adjusted for current market conditions)
·Est. property taxes: $4,156/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $745/yr — based on local per-$1K premium rates
·Energy utilities: $2,493/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lewiston?

Based on the local median home value, estimated real estate property taxes in Lewiston are around $4,156 per year.

What is the average home price in Lewiston?

The median home value in Lewiston is currently estimated at $271,239.

How much does homeowners insurance cost in Lewiston?

For a median priced home, homeowners insurance in Lewiston averages around $745 annually.

What is the true total cost of owning a home in Lewiston?

True homeownership costs go beyond principal and interest. In Lewiston, a typical homeowner with a median-priced home of $271,239 can expect to pay roughly $4,156/yr in property taxes, $745/yr for homeowners insurance, and $2,493/yr in energy utilities. That adds approximately $616 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.