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Lewiston Mortgage Calculator

Estimate your true cost of homeownership in Lewiston with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,798
P&I Payment$1,365
Taxes & Ins$292
Utilities$141
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Mortgage Details

$258,351
Local Median: $258,351
$51,670 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,798

Monthly Breakdown

Principal & Interest
$1,365
Property Taxes
$229
Homeowners Ins.
$63
Utilities
$141

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$284,696

Local Housing Facts for Lewiston

  • ·Median home value: $258,351 (adjusted for current market conditions)
  • ·Est. property taxes: $2,744/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $759/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,693/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lewiston?

Based on the local median home value, estimated real estate property taxes in Lewiston are around $2,744 per year.

What is the average home price in Lewiston?

The median home value in Lewiston is currently estimated at $258,351.

How much does homeowners insurance cost in Lewiston?

For a median priced home, homeowners insurance in Lewiston averages around $759 annually.

What is the true total cost of owning a home in Lewiston?

True homeownership costs go beyond principal and interest. In Lewiston, a typical homeowner with a median-priced home of $258,351 can expect to pay roughly $2,744/yr in property taxes, $759/yr for homeowners insurance, and $1,693/yr in energy utilities. That adds approximately $433 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.