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Lexington Mortgage Calculator

Estimate your true cost of homeownership in Lexington with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,651
P&I Payment$2,074
Taxes & Ins$444
Utilities$133
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Mortgage Details

$390,258
Local Median: $390,258
$78,052 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,651

Monthly Breakdown

Principal & Interest
$2,074
Property Taxes
$361
Homeowners Ins.
$83
Utilities
$133

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$434,499

Local Housing Facts for Lexington

  • ·Median home value: $390,258 (adjusted for current market conditions)
  • ·Est. property taxes: $4,331/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $994/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,596/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lexington?

Based on the local median home value, estimated real estate property taxes in Lexington are around $4,331 per year.

What is the average home price in Lexington?

The median home value in Lexington is currently estimated at $390,258.

How much does homeowners insurance cost in Lexington?

For a median priced home, homeowners insurance in Lexington averages around $994 annually.

What is the true total cost of owning a home in Lexington?

True homeownership costs go beyond principal and interest. In Lexington, a typical homeowner with a median-priced home of $390,258 can expect to pay roughly $4,331/yr in property taxes, $994/yr for homeowners insurance, and $1,596/yr in energy utilities. That adds approximately $577 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.