Safe Rate Local
Learn about the people, housing, costs and businesses in Lexington, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Lexington.
True all-in cost — P&I, taxes, insurance & utilities for homes in Lexington.
Find and compare lenders active near Lexington.
FEMA flood zones and flood insurance estimates for Lexington.
Seismic risk and earthquake insurance estimates for Lexington.
Wildfire exposure and insurance estimates for Lexington.
As of today, the 30-year fixed mortgage rate for Lexington is approximately 7.007% (7.020% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for LexingtonThe median home value in Lexington is $164k. The median monthly rent is $1,084. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Lexington have increased 17.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,037/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $44k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Lexington is $94k/year.
Calculate your buying powerThe largest employment sectors in Lexington are public administration (17%) and retail (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.