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Lexington Mortgage Calculator

Estimate your true cost of homeownership in Lexington with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,157
P&I Payment$1,733
Taxes & Ins$258
Utilities$167
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Mortgage Details

$328,057
Local Median: $328,057
$65,611 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,157

Monthly Breakdown

Principal & Interest
$1,733
Property Taxes
$185
Homeowners Ins.
$72
Utilities
$167

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$361,446

Local Housing Facts for Lexington

  • ·Median home value: $328,057 (adjusted for current market conditions)
  • ·Est. property taxes: $2,224/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $866/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,002/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lexington City?

Based on the local median home value, estimated real estate property taxes in Lexington City are around $2,224 per year.

What is the average home price in Lexington City?

The median home value in Lexington City is currently estimated at $328,057.

How much does homeowners insurance cost in Lexington City?

For a median priced home, homeowners insurance in Lexington City averages around $866 annually.

What is the true total cost of owning a home in Lexington City?

True homeownership costs go beyond principal and interest. In Lexington City, a typical homeowner with a median-priced home of $328,057 can expect to pay roughly $2,224/yr in property taxes, $866/yr for homeowners insurance, and $2,002/yr in energy utilities. That adds approximately $424 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.