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Lexington-Fayette urban county Mortgage Calculator

Estimate your true cost of homeownership in Lexington-Fayette urban county with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,485
P&I Payment$1,994
Taxes & Ins$321
Utilities$170
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Mortgage Details

$376,551
Local Median: $376,551
$75,310 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,485

Monthly Breakdown

Principal & Interest
$1,994
Property Taxes
$220
Homeowners Ins.
$101
Utilities
$170

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$416,547

Local Housing Facts for Lexington-Fayette urban county

  • ·Median home value: $376,551 (adjusted for current market conditions)
  • ·Est. property taxes: $2,637/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,217/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,045/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lexington-Fayette urban county?

Based on the local median home value, estimated real estate property taxes in Lexington-Fayette urban county are around $2,637 per year.

What is the average home price in Lexington-Fayette urban county?

The median home value in Lexington-Fayette urban county is currently estimated at $376,551.

How much does homeowners insurance cost in Lexington-Fayette urban county?

For a median priced home, homeowners insurance in Lexington-Fayette urban county averages around $1,217 annually.

What is the true total cost of owning a home in Lexington-Fayette urban county?

True homeownership costs go beyond principal and interest. In Lexington-Fayette urban county, a typical homeowner with a median-priced home of $376,551 can expect to pay roughly $2,637/yr in property taxes, $1,217/yr for homeowners insurance, and $2,045/yr in energy utilities. That adds approximately $492 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.