Local
Learn about the people, housing, costs and businesses in Light Oak, North Carolina
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Light Oak.
True all-in cost — P&I, taxes, insurance & utilities for homes in Light Oak.
Find and compare lenders active near Light Oak.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Light Oak.
Seismic risk and earthquake insurance estimates for Light Oak.
Wildfire exposure and insurance estimates for Light Oak.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Light Oak is approximately 6.946% (6.984% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Light OakThe median home value in Light Oak is $222k. The median monthly rent is $887. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Light Oak have increased 23.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,031/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $44k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Light Oak is $54k/year.
Calculate your buying powerThe largest employment sectors in Light Oak are public administration (18%) and wholesale trade (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.