Safe Rate Local

Mortgage Rates in Lincoln Parish, LA

7.101%APR 7.129% · $1,727/mo (20% Down)
Updated daily · May 22, 2026+0.222% (14d)
Safe Rate Choice20% Down Conv.
← Back to Lincoln Parish Hub
14-Day Rate Trend
+0.222%
LO 6.856%HI 7.101%TODAY 7.101%
ProductRate / APR Mo. Payment Points
FHA Streamline
FHA streamline refinance
+$142/mo MI
0% Down640 FICO30-yr
6.116%
6.879% APR
$1,915
Principal & Interest
$0 Points
15-Year Refi
15-year fixed refinance
0% Down740 FICO15-yr
6.250%
6.292% APR
$2,008
Principal & Interest
$0 Points
VA IRRRL
VA streamline refinance
0% Down640 FICO30-yr
6.421%
6.570% APR
$1,835
Principal & Interest
$0 Points
VA Cash-Out
VA cash-out refinance
0% Down640 FICO30-yr
6.441%
6.811% APR
$2,012
Principal & Interest
$0 Points
Rate/Term Refi
Conventional rate/term refinance
0% Down740 FICO30-yr
7.004%
7.032% APR
$1,559
Principal & Interest
$0 Points
Cash-Out Refi
Conventional cash-out refinance
0% Down740 FICO30-yr
7.471%
7.501% APR
$1,792
Principal & Interest
$0 Points

Mortgage Rates in Lincoln Parish: Local Market Snapshot

Median Home Value
$230,863
2-Yr Appreciation
7.4%
increase
Median Income
$44,167
household
Price-to-Income
5.2x
stretched

Rates updated daily via Safe Rate's pricing engine using live investor rate sheets, calibrated to Lincoln Parish's local loan limits and FHFA market data. Your actual rate depends on credit score, down payment, and lender.

Frequently Asked Questions

Market Snapshot

FIPS 22061
Average Home Value
$230,863
Average Rent
$971/mo
Average Income
$44,167
Property Tax
$943/yr
Avg Loan
$234,179
Avg LTV
72.9%

Estimated Insurance

Homeowners Insurance
HO-3 policy · covers dwelling, property & liability
$63/mo
Flood Insurance$49/mo
Risk TierHigh
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Rates are representative estimates using base pricing sourced from national wholesale lenders. Safe Rate Mortgage is a broker driven platform. Estimated rates incorporate 1.40% lender paid compensation (minimum $2,000, maximum $4,000). At initial launch, no compensation occurs. Demographic and housing data sourced from public HUD and FHFA datasets.