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Little Rock Mortgage Calculator

Estimate your true cost of homeownership in Little Rock with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,919

P&I Payment$1,456

Taxes & Ins$284

Utilities$179

Also calculate:FHA Calculator VA Calculator

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Mortgage Details

Home Price$274,189

Local Median: $274,189

Down Payment$54,838 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$2,160

Homeowners Ins. / yr$1,252

Include Flood InsuranceOptional

Estimated based on Little Rock FEMA risk profiles.

Include Est. Utilities$2,146/yr

Based on DOE LEAD data for Little Rock.

Monthly$1,919

Monthly Breakdown

Principal & Interest

$1,456

Property Taxes

$180

Homeowners Ins.

$104

Utilities

$179

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$304,901

Local Housing Facts for Little Rock

·Median home value: $274,189 (adjusted for current market conditions)
·Est. property taxes: $2,160/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,252/yr — based on local per-$1K premium rates
·Energy utilities: $2,146/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Little Rock?

Based on the local median home value, estimated real estate property taxes in Little Rock are around $2,160 per year.

What is the average home price in Little Rock?

The median home value in Little Rock is currently estimated at $274,189.

How much does homeowners insurance cost in Little Rock?

For a median priced home, homeowners insurance in Little Rock averages around $1,252 annually.

What is the true total cost of owning a home in Little Rock?

True homeownership costs go beyond principal and interest. In Little Rock, a typical homeowner with a median-priced home of $274,189 can expect to pay roughly $2,160/yr in property taxes, $1,252/yr for homeowners insurance, and $2,146/yr in energy utilities. That adds approximately $463 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.