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Little Rock Mortgage Calculator

Estimate your true cost of homeownership in Little Rock with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,791
P&I Payment$1,360
Taxes & Ins$260
Utilities$170
Also calculate:FHA CalculatorVA Calculator

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Mortgage Details

$257,508
Local Median: $257,508
$51,502 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,791

Monthly Breakdown

Principal & Interest
$1,360
Property Taxes
$157
Homeowners Ins.
$104
Utilities
$170

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$283,717

Local Housing Facts for Little Rock

  • ·Median home value: $257,508 (adjusted for current market conditions)
  • ·Est. property taxes: $1,879/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,242/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,045/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Little Rock?

Based on the local median home value, estimated real estate property taxes in Little Rock are around $1,879 per year.

What is the average home price in Little Rock?

The median home value in Little Rock is currently estimated at $257,508.

How much does homeowners insurance cost in Little Rock?

For a median priced home, homeowners insurance in Little Rock averages around $1,242 annually.

What is the true total cost of owning a home in Little Rock?

True homeownership costs go beyond principal and interest. In Little Rock, a typical homeowner with a median-priced home of $257,508 can expect to pay roughly $1,879/yr in property taxes, $1,242/yr for homeowners insurance, and $2,045/yr in energy utilities. That adds approximately $431 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.