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Cost of Living in Livingston County

Is it better to rent or buy in Livingston County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$75,785
$876/mo

Median in area: $876

$143,554

Median in area: $143,554

$28,711

If you Rent

🔑
$1,152 /mo
Base Rent$876
Est. Utilities$276
% of Income18.2%
Pre-tax Residual$5,163

If you Buy

🏠
$1,377 /mo
P&I (7.267%)$785
Taxes & Ins$316
Est. Utilities$276
% of Income21.8%
Pre-tax Residual$4,939

Compare Nearby Areas

See how Livingston County stacks up against neighboring areas.

countyWoodford County, IL
$1,021/mo
countyGrundy County, IL
$1,227/mo
countyLaSalle County, IL
$983/mo
countyMcLean County, IL
$1,045/mo
countyFord County, IL
$871/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Livingston County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Livingston County. The estimated all-in monthly cost for renting is $1,152, while owning a median-priced home with a 20% down payment is roughly $1,377 per month (a difference of $225).

How much do utilities cost in Livingston County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Livingston County is approximately $276. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Livingston County?›

To comfortably afford the median rent and utilities in Livingston County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $46,080 per year.