Local
Learn about the people, housing, costs and businesses in Locust Mount, Virginia
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Locust Mount.
True all-in cost — P&I, taxes, insurance & utilities for homes in Locust Mount.
Find and compare lenders active near Locust Mount.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Locust Mount.
Seismic risk and earthquake insurance estimates for Locust Mount.
Wildfire exposure and insurance estimates for Locust Mount.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Locust Mount is approximately 6.900% (6.936% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Locust MountThe median home value in Locust Mount is $158k. The median monthly rent is $1,195. Annual property taxes average $852. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Locust Mount have increased 26.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $935/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $40k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Locust Mount is $55k/year.
Calculate your buying powerThe largest employment sectors in Locust Mount are agriculture and mining (23%) and construction (20%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.