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Learn about the people, housing, costs and businesses in Loma Rica, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Loma Rica.
True all-in cost — P&I, taxes, insurance & utilities for homes in Loma Rica.
Find and compare lenders active near Loma Rica.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Loma Rica.
Seismic risk and earthquake insurance estimates for Loma Rica.
Wildfire exposure and insurance estimates for Loma Rica.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Loma Rica is approximately 6.834% (6.868% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Loma RicaThe median home value in Loma Rica is $552k. The median monthly rent is $1,539. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Loma Rica have decreased 0.0% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,824/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $78k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Loma Rica is $82k/year.
Calculate your buying powerThe largest employment sectors in Loma Rica are public administration (21%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.