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Loma Vista Mortgage Calculator

Estimate your true cost of homeownership in Loma Vista with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$703
P&I Payment$451
Taxes & Ins$168
Utilities$85
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Mortgage Details

$85,267
Local Median: $85,267
$17,053 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$703

Monthly Breakdown

Principal & Interest
$451
Property Taxes
$81
Homeowners Ins.
$87
Utilities
$85

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$94,274

Local Housing Facts for Loma Vista

  • ·Median home value: $85,267 (adjusted for current market conditions)
  • ·Est. property taxes: $967/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,043/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,014/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Loma Vista?

Based on the local median home value, estimated real estate property taxes in Loma Vista are around $967 per year.

What is the average home price in Loma Vista?

The median home value in Loma Vista is currently estimated at $85,267.

How much does homeowners insurance cost in Loma Vista?

For a median priced home, homeowners insurance in Loma Vista averages around $1,043 annually.

What is the true total cost of owning a home in Loma Vista?

True homeownership costs go beyond principal and interest. In Loma Vista, a typical homeowner with a median-priced home of $85,267 can expect to pay roughly $967/yr in property taxes, $1,043/yr for homeowners insurance, and $1,014/yr in energy utilities. That adds approximately $252 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.