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Learn about the people, housing, costs and businesses in Lone Elm, Kansas
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Lone Elm.
True all-in cost — P&I, taxes, insurance & utilities for homes in Lone Elm.
Find and compare lenders active near Lone Elm.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Lone Elm.
Seismic risk and earthquake insurance estimates for Lone Elm.
Wildfire exposure and insurance estimates for Lone Elm.
As of today, the 30-year fixed mortgage rate for Lone Elm is approximately 6.819% (6.852% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Lone ElmThe median home value in Lone Elm is $178k. The median monthly rent is $649. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Lone Elm have increased 27.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $860/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $37k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Lone Elm is $63k/year.
Calculate your buying powerThe largest employment sectors in Lone Elm are healthcare (25%) and arts, food, and hospitality (22%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.