Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Long Mortgage Calculator

Estimate your true cost of homeownership in Long with localized property taxes, insurance, and utility data.

← Back to Long Hub
Est. Total Monthly Cost
$1,255
P&I Payment$943
Taxes & Ins$126
Utilities$187
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Long scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$179,106
Local Median: $179,106
$35,821 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,255

Monthly Breakdown

Principal & Interest
$943
Property Taxes
$48
Homeowners Ins.
$78
Utilities
$187

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$196,265

Local Housing Facts for Long

  • ·Median home value: $179,106 (adjusted for current market conditions)
  • ·Est. property taxes: $574/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $932/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,241/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Long?

Based on the local median home value, estimated real estate property taxes in Long are around $574 per year.

What is the average home price in Long?

The median home value in Long is currently estimated at $179,106.

How much does homeowners insurance cost in Long?

For a median priced home, homeowners insurance in Long averages around $932 annually.

What is the true total cost of owning a home in Long?

True homeownership costs go beyond principal and interest. In Long, a typical homeowner with a median-priced home of $179,106 can expect to pay roughly $574/yr in property taxes, $932/yr for homeowners insurance, and $2,241/yr in energy utilities. That adds approximately $312 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.