Safe Rate Local
Learn about the people, housing, costs and businesses in Long Point, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Long Point.
True all-in cost — P&I, taxes, insurance & utilities for homes in Long Point.
Find and compare lenders active near Long Point.
FEMA flood zones and flood insurance estimates for Long Point.
Seismic risk and earthquake insurance estimates for Long Point.
Wildfire exposure and insurance estimates for Long Point.
As of today, the 30-year fixed mortgage rate for Long Point is approximately 6.994% (7.003% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Long PointThe median home value in Long Point is $158k. The median monthly rent is $965. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Long Point have increased 27.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $934/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $40k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Long Point is $89k/year.
Calculate your buying powerThe largest employment sectors in Long Point are public administration (21%) and retail (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.