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Long Prairie Mortgage Calculator

Estimate your true cost of homeownership in Long Prairie with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,402
P&I Payment$1,019
Taxes & Ins$202
Utilities$180
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Mortgage Details

$190,039
Local Median: $190,039
$38,008 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,402

Monthly Breakdown

Principal & Interest
$1,019
Property Taxes
$143
Homeowners Ins.
$60
Utilities
$180

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$214,969

Local Housing Facts for Long Prairie

  • ·Median home value: $190,039 (adjusted for current market conditions)
  • ·Est. property taxes: $1,712/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $715/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,158/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Long Prairie?

Based on the local median home value, estimated real estate property taxes in Long Prairie are around $1,712 per year.

What is the average home price in Long Prairie?

The median home value in Long Prairie is currently estimated at $190,039.

How much does homeowners insurance cost in Long Prairie?

For a median priced home, homeowners insurance in Long Prairie averages around $715 annually.

What is the true total cost of owning a home in Long Prairie?

True homeownership costs go beyond principal and interest. In Long Prairie, a typical homeowner with a median-priced home of $190,039 can expect to pay roughly $1,712/yr in property taxes, $715/yr for homeowners insurance, and $2,158/yr in energy utilities. That adds approximately $382 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.