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Longtown Mortgage Calculator

Estimate your true cost of homeownership in Longtown with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,753
P&I Payment$1,237
Taxes & Ins$331
Utilities$186
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Mortgage Details

$231,306
Local Median: $231,306
$46,261 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,753

Monthly Breakdown

Principal & Interest
$1,237
Property Taxes
$126
Homeowners Ins.
$205
Utilities
$186

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$260,214

Local Housing Facts for Longtown

  • ·Median home value: $231,306 (adjusted for current market conditions)
  • ·Est. property taxes: $1,512/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,456/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,230/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Longtown?

Based on the local median home value, estimated real estate property taxes in Longtown are around $1,512 per year.

What is the average home price in Longtown?

The median home value in Longtown is currently estimated at $231,306.

How much does homeowners insurance cost in Longtown?

For a median priced home, homeowners insurance in Longtown averages around $2,456 annually.

What is the true total cost of owning a home in Longtown?

True homeownership costs go beyond principal and interest. In Longtown, a typical homeowner with a median-priced home of $231,306 can expect to pay roughly $1,512/yr in property taxes, $2,456/yr for homeowners insurance, and $2,230/yr in energy utilities. That adds approximately $517 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.