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Loomis Mortgage Calculator

Estimate your true cost of homeownership in Loomis with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,356
P&I Payment$878
Taxes & Ins$210
Utilities$268
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Mortgage Details

$164,300
Local Median: $164,300
$32,860 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,356

Monthly Breakdown

Principal & Interest
$878
Property Taxes
$147
Homeowners Ins.
$64
Utilities
$268

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$184,579

Local Housing Facts for Loomis

  • ·Median home value: $164,300 (adjusted for current market conditions)
  • ·Est. property taxes: $1,761/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $763/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,220/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Loomis?

Based on the local median home value, estimated real estate property taxes in Loomis are around $1,761 per year.

What is the average home price in Loomis?

The median home value in Loomis is currently estimated at $164,300.

How much does homeowners insurance cost in Loomis?

For a median priced home, homeowners insurance in Loomis averages around $763 annually.

What is the true total cost of owning a home in Loomis?

True homeownership costs go beyond principal and interest. In Loomis, a typical homeowner with a median-priced home of $164,300 can expect to pay roughly $1,761/yr in property taxes, $763/yr for homeowners insurance, and $3,220/yr in energy utilities. That adds approximately $479 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.