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Learn about the people, housing, costs and businesses in Loraine, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Loraine.
True all-in cost — P&I, taxes, insurance & utilities for homes in Loraine.
Find and compare lenders active near Loraine.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Loraine.
Seismic risk and earthquake insurance estimates for Loraine.
Wildfire exposure and insurance estimates for Loraine.
As of today, the 30-year fixed mortgage rate for Loraine is approximately 6.946% (6.984% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for LoraineThe median home value in Loraine is $83k. The median monthly rent is $426. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $592/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $25k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Loraine is $56k/year.
Calculate your buying powerThe largest employment sectors in Loraine are agriculture and mining (19%) and public administration (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.