Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Lordsburg Mortgage Calculator

Estimate your true cost of homeownership in Lordsburg with localized property taxes, insurance, and utility data.

← Back to Lordsburg Hub
Est. Total Monthly Cost
$725
P&I Payment$465
Taxes & Ins$130
Utilities$129
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Lordsburg scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$88,719
Local Median: $88,719
$17,744 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$725

Monthly Breakdown

Principal & Interest
$465
Property Taxes
$40
Homeowners Ins.
$90
Utilities
$129

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$96,587

Local Housing Facts for Lordsburg

  • ·Median home value: $88,719 (adjusted for current market conditions)
  • ·Est. property taxes: $478/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,083/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,548/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Lordsburg?

Based on the local median home value, estimated real estate property taxes in Lordsburg are around $478 per year.

What is the average home price in Lordsburg?

The median home value in Lordsburg is currently estimated at $88,719.

How much does homeowners insurance cost in Lordsburg?

For a median priced home, homeowners insurance in Lordsburg averages around $1,083 annually.

What is the true total cost of owning a home in Lordsburg?

True homeownership costs go beyond principal and interest. In Lordsburg, a typical homeowner with a median-priced home of $88,719 can expect to pay roughly $478/yr in property taxes, $1,083/yr for homeowners insurance, and $1,548/yr in energy utilities. That adds approximately $259 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.