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Learn about the people, housing, costs and businesses in Loretto, Kentucky
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Loretto.
True all-in cost — P&I, taxes, insurance & utilities for homes in Loretto.
Find and compare lenders active near Loretto.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Loretto.
Seismic risk and earthquake insurance estimates for Loretto.
Wildfire exposure and insurance estimates for Loretto.
As of today, the 30-year fixed mortgage rate for Loretto is approximately 6.780% (6.812% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for LorettoThe median home value in Loretto is $204k. The median monthly rent is $719. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Loretto have increased 24.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $768/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $33k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Loretto is $61k/year.
Calculate your buying powerThe largest employment sectors in Loretto are healthcare (25%) and arts, food, and hospitality (23%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.